why do clients continue to choose our firm?
- We have a track record of success.
- We are dedicated to professionalism and high-quality legal representation.
- We offer each prospective client a free consultation.
- Our attorneys have over 50 years of collective legal experience.
- We work on a contingency fee basis, meaning you only pay if we win your case.
Client Testimonials
Real Clients Share Their Experience Working With Us
-
"Mike is great got me my claim is a great amount of time... they were very nice through the whole process... Mike's got this... go for him!"
-
"Ryan and Theresa were great. I highly recommend this firm to everyone. They stayed on top of my case and always called me back. Again, highly recommended."
-
"I appreciate all of the hard work. Ryan and Theresa did a great job. It was much faster than i thought. Thank you so much for the help."
Why Do I Need an Attorney to File an Insurance Claim?
Although you can file a COVID-19 business interruption insurance claim on your own, it’s difficult to navigate this process: Insurers are actively and categorically rejecting many COVID-19 claims right now. In fact, multiple insurers have already faced class action lawsuits from business owners who are struggling to make ends meet during the crisis. In some states, such as New York, Ohio, and Massachusetts, lawmakers have already passed legislation requiring insurers to cover COVID-19 business interruption claims, and other states may soon follow suit. Without such legislation, however, it may be nearly impossible to get the compensation you deserve.
About Our Firm
At DiPasquale Moore, we’re committed to helping small and large business owners file claims for their covered losses. As skilled negotiators with decades of experience navigating the insurance process, we know how to present a compelling argument to insurers – and even take the case to trial when needed. Our attorneys can happily represent business owners across the Nation.
-
MICHAEL DIPASQUALE
Founding Partner
-
JASON MOORE
Founding Partner
-
BLAINE DICKESON
Trial Attorney
-
TODD LUCAS
Trial Attorney
-
RYAN WATSON
Trial Attorney
-
GARRETT TUCK
Trial Attorney
Award-Winning Law Firm
Understanding Your Business Interruption Insurance Coverage
When you pay for a commercial insurance policy, that policy most likely includes business interruption insurance, which accounts for losses sustained because of property damage or “covered perils,” such as floods or fires. Depending on your policy, this coverage could last for up to 12 months and pay for a wide range of different losses.
Some of the most common losses covered in business interruption insurance policies:
- Loan and mortgage payments
- Rent and leasing fees
- Employee wages
- Other fixed costs
- Lost profits
While some of these policies have explicit language that excludes bacteria and viruses – such as the novel coronavirus or COVID-19 – that does not necessarily mean that you are not eligible for coverage. Many of these unfair exceptions originated with the SARS outbreak in 2003 and should not apply to business owners stricken by coronavirus-related economic losses.
Aside from business interruption, there are also other grounds for filing a claim right now. For example, if your policy also includes civil authority coverage, you may be able to file a claim on the basis that the government shut down your business. In another example, you may have contingent business interruption coverage, which allows you to file a claim for damage incurred by entities that your business depends on.